Tuesday, May 19, 2009

The 'Maine' Difference Between Dental Insurance & Discount Plans

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DENTAL NEWS: Last year the state of Maine passed a law that allowed to practice as "Independent Practice Dental Hygienists" (IPDH) in an effort to expand the availability of dental care by making basic preventive dental care (cleanings, sealants, fluoride treatments, etc.) more affordable to children. Today, the legislature is discussing a bill to require dental insurance providers in Maine to cover procedures performed by IPDH's. If passed, the bill would take effect next year and affect all insurance plans issued or renewed on or after January 1, 2010.

DENTAL VIEWS: Chew on this; if dental insurance policies are forced to cover procedures implemented by IPDH's, will the same hold true for discount dental plans? I'm sure that discount plans will provide their members who live in Maine with discounts when they go to an IPDH but will the proposed law force them to do this like insurance companies are forced to possibly affecting the competition between discount plans and traditional dental insurance?

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