Now that January is here, those of you lucky enough to have
dental insurance through work know that you usually have a maximum cap of $1000-$2000 to spend on dental work throughout the calendar year 2009. However, this money allotment is usually for preventative (exams, x-rays, cleanings, etc.) or restorative (fillings, caps, root canals, etc.) dental care.But what are you going to do if the work you need done in your teeth is not covered by your insurance company? Dental insurance policies often contain large exclusions that could leave you on your own to pay for extremely expensive treatments, such as orthodontic braces, veneers, implants or bridges?
In such cases have your best bet would be to purchase a discount dental plan because this type of coverage does not contain any health, age or pre-existing condition exclusions and provide discounts for almost every type of dental procedure. These types of plans can say you anywhere from 20% to 50% off the regular retail price of "excluded procedures", even blatantly cosmetic ones such as teeth whitening.
Before choosing an insurance policy or discount dental plan for yourself and your family, be careful to make sure that the plan you choose covers all the procedures that you are likely to need. Thankfully my web site, Discount Dental 4 U provides you with the information you need on discount dental plans to make a smart, informed purchasing decision.
Healthcare Savings Tip of The Week
According to Fox News, if you have bad breath consider chewing cinnamon-flavored gum instead of mint. A recent study indicated that an ingredient in the flavoring may help fight bacteria in your mouth thereby reducing bad breath.
Supporters of "My Dental Complaint"
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